top of page

ASSISTANCE THROUGH EDUCATION & INSTRUCTION 

CREDIT REPAIR

MYTH 

CREDIT REPAIR DOESN'T WORK

FACT: CREDIT REPAIR DOES WORK… IF YOU HAVE THE RIGHT INFORMATION TO WORK WITH.

Screen Shot 2024-04-26 at 1.32_edited.pn

Allow us to assist you by educating and instructing on how to improve your credit situation.

CREDIT REPAIR

Please watch this short video about how you can move forward with us to begin your credit repair journey!

HAVE YOU BEEN LIED TO ALL THIS TIME ABOUT

CREDIT REPAIR?

MYTH #1

CREDIT REPAIR DOESN'T WORK

 

FACT:CREDIT REPAIR DOES WORK...

IF YOU HAVE THE RIGHT INFORMATION TO WORK WITH.

MYTH #2

I HAVE BAD CREDIT… I JUST HAVE TO WAIT.

FACT: IMPROVING YOUR CREDIT NEEDS TO START NOW. THE GOOD NEWS IS THAT YOU CAN DO MANY THINGS TO IMPROVE YOUR CREDIT EVEN IF YOUR CREDIT REPORT DOESN'T LOOK TOO GOOD NOW.

BETTER JOB? BETTER SCORE?

FACT: YOUR JOB TITLE AND INCOME HAVE NO DIRECT EFFECT ON YOUR CREDIT SCORE. SCORES ARE BASED ONLY ON THE INFORMATION FOUND IN YOUR CREDIT REPORT

MYTH #3

MYTH #4

CLOSING A CREDIT CARD IS

A GOOD IDEA

FACT: Closing an old credit card provides no benefit to your credit score, and can actually hurt you.

LOW CREDIT?

HAVE YOU BEEN TOLD ABOUT THE 3 TYPES OF

BAD CREDIT

LATE PAYMENTS

COLLECTIONS

CHARGE OFFS

PUBLIC RECORDS

BANKRUPTCY

NO CREDIT

YOUNG EARNER

NO CREDIT HISTORY

WIPED CREDIT

OLD BANKRUPTCY

HIGH DEBT

HIGH BALANCES

STUDENT LOANS

CREDIT CARDS

STORE CARDS

SMALL LOANS

  • HOW LONG DOES THE CREDIT REPAIR PROCESS TAKE?
    By law we can not guarantee a specific time period nor can we guarantee a particular number that your score will increase by. Every situation is different but some of our clients have seen their scores increase significantly within 3-6 months. We can guarantee that we will be dedicated in helping you reach your goals!
  • HOW SOON SHOULD I START REPAIRING MY CREDIT?
    YESTERDAY! If you have goals of buying a home, or wanting a new vehicle soon getting started today can save you a huge headache tomorrow.
  • What is the 180 day money back guarantee?
    You are entitled to a 100% refund of your required credit monitoring monthly fees if we do not remove any negative items worked on during the 180 day money back guarantee period. This refund only applies to credit monitoring fees paid for during this 180 day money back guarantee period. This refund will be processed by Curry Finacials DISCLAIMER: You will not be eligible for a refund if during the 180 day period you get any new derogatory accounts, have over (5) new credit inquiries, your account with us becomes inactive due to non payment, you fail to maintain a credit monitoring service through our partner program, you have used a credit consulting agency or attempted to repair your own credit in the last year prior to enrolling in our program, or you fail to send response letters from the bureaus within 5 days of receipt. (Clients should receive updated credit reports every 30-45 days. It is the client's responsibility to make us aware if updated reports have not been received).
  • What if I decide not to sign up, how can I cancel my credit monitoring subscription?
    From the SmartCredit site navigate to the FAQ section. Scroll down to “How do I cancel my membership?” And follow the instructions. *Be sure to cancel during your TRIAL period so you are not charged for the month.

"If repairing one's credit is as easy as sending some dispute letters to the credit bureaus then why doesn't everyone have good credit?” 
― Tyler Gregory

bottom of page