Our Clients Say
Allow us to assist you by educating and instructing on how to improve your credit situation.
CREDIT REPAIR
Please watch this short video about how you can move forward with us to begin your credit repair journey!
HAVE YOU BEEN LIED TO ALL THIS TIME ABOUT
CREDIT REPAIR?
MYTH #1
CREDIT REPAIR DOESN'T WORK
FACT:CREDIT REPAIR DOES WORK...
IF YOU HAVE THE RIGHT INFORMATION TO WORK WITH.
MYTH #2
I HAVE BAD CREDIT… I JUST HAVE TO WAIT.
FACT: IMPROVING YOUR CREDIT NEEDS TO START NOW. THE GOOD NEWS IS THAT YOU CAN DO MANY THINGS TO IMPROVE YOUR CREDIT EVEN IF YOUR CREDIT REPORT DOESN'T LOOK TOO GOOD NOW.
BETTER JOB? BETTER SCORE?
FACT: YOUR JOB TITLE AND INCOME HAVE NO DIRECT EFFECT ON YOUR CREDIT SCORE. SCORES ARE BASED ONLY ON THE INFORMATION FOUND IN YOUR CREDIT REPORT
MYTH #3
MYTH #4
CLOSING A CREDIT CARD IS
A GOOD IDEA
FACT: Closing an old credit card provides no benefit to your credit score, and can actually hurt you.
LOW CREDIT?
HAVE YOU BEEN TOLD ABOUT THE 3 TYPES OF
BAD CREDIT
LATE PAYMENTS
COLLECTIONS
CHARGE OFFS
PUBLIC RECORDS
BANKRUPTCY
NO CREDIT
YOUNG EARNER
NO CREDIT HISTORY
WIPED CREDIT
OLD BANKRUPTCY
HIGH DEBT
HIGH BALANCES
STUDENT LOANS
CREDIT CARDS
STORE CARDS
SMALL LOANS
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HOW LONG DOES THE CREDIT REPAIR PROCESS TAKE?By law we can not guarantee a specific time period nor can we guarantee a particular number that your score will increase by. Every situation is different but some of our clients have seen their scores increase significantly within 3-6 months. We can guarantee that we will be dedicated in helping you reach your goals!
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HOW SOON SHOULD I START REPAIRING MY CREDIT?YESTERDAY! If you have goals of buying a home, or wanting a new vehicle soon getting started today can save you a huge headache tomorrow.
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What is the 180 day money back guarantee?You are entitled to a 100% refund of your required credit monitoring monthly fees if we do not remove any negative items worked on during the 180 day money back guarantee period. This refund only applies to credit monitoring fees paid for during this 180 day money back guarantee period. This refund will be processed by Curry Finacials DISCLAIMER: You will not be eligible for a refund if during the 180 day period you get any new derogatory accounts, have over (5) new credit inquiries, your account with us becomes inactive due to non payment, you fail to maintain a credit monitoring service through our partner program, you have used a credit consulting agency or attempted to repair your own credit in the last year prior to enrolling in our program, or you fail to send response letters from the bureaus within 5 days of receipt. (Clients should receive updated credit reports every 30-45 days. It is the client's responsibility to make us aware if updated reports have not been received).
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What if I decide not to sign up, how can I cancel my credit monitoring subscription?From the SmartCredit site navigate to the FAQ section. Scroll down to “How do I cancel my membership?” And follow the instructions. *Be sure to cancel during your TRIAL period so you are not charged for the month.
"If repairing one's credit is as easy as sending some dispute letters to the credit bureaus then why doesn't everyone have good credit?”
― Tyler Gregory